Anyone, who has been living in Germany since 5 years and has a permanent employment contract since 3 years, has good conditions for a successful loan application! Have you already seen ► this page? I can count on your loan? The German Banking Act (KWG) provides that the extension of loans in a commercial manner, or to an extent that requires a commercially organised business, requires … We are a web portal, but not a bank. Is it possible that I get a personnel loan of 60000 Eur ? We chose auxmoney … I mean, I will not use that money for buying or other financial but just become my proof financial for 1 year in Brussels, I have work too, so actually I can pay my needs by myself, and I have parents in Indonesia, I hope that you can help me, You need a work income from at least 1 month, better 3 or 6 if you want to apply for a loan in Germany. German banks check the customer based on the Schufa data before any current account opening and before any loan approval. I have a question. Funding is as fast 2 to 3 weeks and can be less. Hi, I am planning to complete my wedding ceremony next year, is there any option to have loan at 0% interest with more than a year time to pay back? In january she is coming to Turkey to marry with me but she don’t have enough money. The easiest would be if he wired the funds to your US account first. Yet to make our permanent residence will it be an issue to get housing finance from banks. Many German banks offer financing for self-employed persons only after the 3rd year. Regards. Please you this special tool for it: https://www.deutscheskonto.org/en/loan/car/comparison/. If your desired amount should not be possible, then you will be informed, which amount would be possible. I am leaving for Germany (from Hungary) to work as a first year resident (medical doctor). Hello, I am a retired american that has a pension and would like to purchase a house in Germany. Last week, I was at a bank to ask about another loan I need to develop my business (among others to buy the new tools). Recently I attempted to purchase a car and the bank loan was rejected – the single reason was that I do not (yet) have a permanent residence card and the current residence permit would expire before the term of the loan. It can be a clever idea though, to have a second person to back you, because then there is a chance to maybe get a lower interest rate. We specialize in loan seekers, where comparison portals and the house banks no longer listen or show the red card. When it comes to the credit business, most German banks are rather conservative regarding private customers. The provider Vexcash has brought the new form of short-term loan to Germany. Not known for flashy marketing or risky products, Germany's … Initially I got blue card for two years validity and Auslandersbehorde given a letter that my visa can be extended after the 2 year completion and still I work in Germany. If it did not work with the loan application at your main bank (or if … Trick ► How to get a loan up to € 5,000 within 24 hours! Now I have a resident permit which is due for renewal this February. Of course, you can also re-negotiate with your current loan provider … everything is better than waiting for the bank to react. The Optimeo Loan Similar to the Starteo Loan is for companies of four years and over in age. If you do hear something about 0% financing in a commercial, then that usually is clever Marketing in order to sell products (like furniture or new cars). I am planning to buy a car in Germany. I have a DKB account, but I do not live in Germany nor do I have an address in Germany. Here are possibilities to get financing without a Schufa inquiry. Hello! With our "one product strategy", better processes and interfaces we try to give people a helping hand and give them a little hope when all the others do not help anymore! The Starteo Loan for companies that have been operating for less than four years. New customers get up to Euros 500 in loan. Online loans in Germany tested and the benefit for you! (English speaking), Open an online-current account in Germany ► this is possible here ✔. hello, To get a loan from a bank is the usual way. Im a student from Indonesia, living in Aachen, Germany, I have to move to Brussels for my bachelor, so I need money to apply my new visa, it’s like 8000€ can you help me for it? Of course, it is easier for you, if you move your registered place of residence to Germany before the financing, because most German banks only finance people, who live in Germany. Online loan by Smava > The best way to get a loan in Germany! For easily understandable reasons, it is always a challenge for banks when it comes to agreeing to a long-term financing with a longer duration than your current permit of residence. The KfW (Kreditanstalt für Wiederaufbau) offers a fast track loan for the companies with more than 10 employees. The German government is offering loans of unlimited size to all companies that want them in a radical step to keep the country's economy afloat amid the growing coronavirus crisis. Company has account in Commerzbank and is run by staff. Is it enough for getting the loan at Deutsche Bank? He can be contacted through this form: https://www.deutscheskonto.org/de/immobilienfinanzierung-deutschland-ausland/. If your creditworthiness in Germany is already sufficient, then you will be shown one or several loan offers. Additional overdraft facility? This is a very good question and I myself bought the issue of Finanztest and one did not write in detail about the occupational groups of self-employed people. The address and the income in Germany is important for the credit decision. Portal for clever banking in Germany and abroad, Depending on the interest of the readers, we want to report into detail about the various types of loans and show how to apply for and obtain them. I need money to increase my income, there is still no stable income. But one of the effects is that it very much curtails the granting of cross-border loans! This is a great form of bank-independent financing! We do not finance things like these (any more)”. I have a job in a very good company and my contract is unlimited. I am foreign student, I’m studying in Germany from 8 months. Provider Rate Type; Deutsche Bank Loans. How can I obtain a loan from Germany? If I am working in the U.S. (self employed since over 10 yrs) with stable income, German citizen, still have an address of parents in Germany that I am registered with, and would like to buy an apartment in Germany (have 30-40% of down payment), how can I finance the rest? The purpose of this site is to assist English speaking people IN GERMANY with obtaining installment credits and framework credits. I have account with deutsche bank, I have asked for loan I was refused, I then go through finanaza check which 3 bank send me a offers, Postbank, credit plus and ING DiBa which I sign and send them back I got a reply from ING refused. I work on a US military base (as a civilian). Hello! Best of luck! Sorry, our specialty portal is designed for and addresses private customers. At some banks, it is enough, if one is employed at a company since one month – others want to wait until the end of the probationary period. I am not an EU citizen, but have permanent residence permit as I am married and have a child in Germany, however I work remotely for the same company I have been working for over 3 years, American company with base in London (where I used to live), I do not have any financial record in Germany besides a bank account. The cost of determining the creditworthiness and the processing is borne by the provider. And plus, she is a huge Schufa fan of u know what I mean she has a bad Schufa entries. I would need a loan if my scholarships don’t cover must of my studies and living expenses, thanks and hope for an answer. She stays home and look after our kid. This year have applied to a private institute in Germany Berlin . The question of the conditions also depends on the amount of the loan. $3000/month, but comes through the US government, but I do have a contract to stay in Germany working for as long as I choose. 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